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U.S. federal income tax is calculated progressively — different portions of your income are taxed at different marginal rates.
This calculator estimates your federal tax using published 2024 tax brackets and the standard deduction for your filing status.
How it works
Enter your annual gross income and filing status. The calculator subtracts the 2024 standard deduction for your filing status, then applies each marginal tax bracket only to the portion of income that falls within it.
- Enter annual gross income ($).
- Enter filing status.
- Click Calculate to see your results.
Examples
$75,000 income, Single
A single filer earning $75,000 has a $60,400 taxable income after the standard deduction, resulting in an estimated $8,341 federal tax (an 11.12% effective rate).
Who should use it
- Estimating take-home pay or tax liability for financial planning.
- Understanding how progressive tax brackets actually apply to your income.
Industry applications
- Personal finance and tax planning
- Payroll and HR benefits estimation
Advantages
- Uses published, accurate 2024 federal tax bracket figures.
- Shows the full marginal bracket breakdown, not just a single flat estimate.
Limitations
- Doesn't include state tax, itemized deductions, credits, or non-wage income types.
Common mistakes to avoid
- Assuming your entire income is taxed at your top marginal rate, rather than understanding that only the income within each bracket is taxed at that bracket's rate.
- Forgetting this is a federal-only estimate that doesn't include state or local income tax.
Best practices
- Use this for a quick planning estimate, but consult a tax professional or tax software for an accurate final return, especially if you itemize or have other income types.
Tips
- Your "effective tax rate" (total tax divided by income) is always lower than your top marginal bracket — that's the nature of a progressive tax system.